• Broker systems trading electronically with insurers will use the message standards to send quote and placement data to insurers for commercial lines risks, and placement data to insurers for personal lines risks

  • Broker software system providers, whose systems are based on the data standards

  • Insurers for their direct channel and who use the business process model and data standards for e-trading with brokers

  • Comparison websites, who have adopted many of the industry code lists that form part of the data standards.